Disability or Life Insurance
Cut Off — or Denied?


If your insurer or the Canadian Pension Plan won’t pay you disability benefits, it might be treating you unfairly. Take advantage of Sean Layden’s 20 years of legal experience fighting for the rights of Nova Scotians, with a free consultation on what your legal options are.

In our adversarial system of justice your insurance company doesn’t have to look out for your legal rights — you have to protect your own rights. Having an experienced lawyer will help you successfully stand up to insurance companies and access the monthly benefits you are entitled to while you are unable to work for medical reasons.

Maybe you have applied for short term disability or long term disability benefits through your group plan at work and have been denied.

Maybe you received LTD for two years only to be cut off by the LTD insurer on the basis of a definition change in the policy where you now have to prove that you cannot go back to any occupation, never mind your own occupation.

Maybe everything was fine and you were receiving monthly benefits and all of a sudden the insurer stopped paying you benefits.

In any of these scenarios an experienced lawyer can help you push back against the insurer to get you the benefits you are entitled to.

No Upfront Fees Or Expenses


Not only would I like to help you, but I’m also very affordable. I do all my work on a contingency fee basis which means I don’t get paid until your case settles. In the meantime my office will finance the expenses required to move your case forward through the adversarial system. I think of it as real access to justice when no financial barriers exist.

I currently have a full array of injured clients ranging from brain injuries, paraplegics, quadriplegics, orthopaedic injuries, connective tissue injuries and psychological injuries.

Contact me at 1-902-460-3405 or slayden@boyneclarke.ca and level the playing field with your insurer

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